How To Pay HDFC Bank Credit Card Bill Online
HDFC Bank customers can pay their credit card bills online conveniently in the comfort of their homes. You can simply pay your credit card bill online through various methods without any hassle. The customer can use the following methods as mentioned below.
Methods to Pay Your HDFC Bank Credit Card Bill Online
You can make HDFC credit card bill payments online using the following methods:
Payment Via Internet Banking
HDFC Bank customers can pay their credit card online through Internet Banking. The cardholders should be registered for the net banking service provided by the bank to access their credit card account online. You can simply make payments by transferring the outstanding amount from your savings or current account with the HDFC bank. Below are stated steps you follow to make payment using Internet banking.
HDFC account holders can use this method to pay their credit card bills online using the below-mentioned steps
Step 1: Firstly, log in to your net banking account using your user Id and password.
Step 2: Hoover to the “Cards” option and you shall get a list of all your registered cards on the top
Step 3: Then, click the ‘Transact’ option below the ‘Credit Card’ button
Step 4: Select your Payment Method and choose your credit card.
Step 5: Select your “From” account and enter your credit card number and click on the continue button
Step 6: Type in your credit card details and click the confirm.
HDFC non- accountholders can use this method to pay their credit card bill online using the below-mentioned steps
Step 1: Log in to your respective internet banking account using your credentials
Step 2: Type in your credit card account details
Step 3: Transfer funds from your saving and current account to register your credit card
Payment Via Mobile Banking
You can use mobile banking to make your respective credit card bill payment. HDFC bank cardholders need to link their credit card account to their mobile app to make their bill payment. Below are mentioned steps you can follow to pay your HDFC credit card payment.
Step 1: Firstly, download your HDFC Bank mobile app
Step 2: Click on Pay and select your Cards by going to the menu option
Step 3: Select your credit card from the list of cards
Step 4: Complete the transaction by making a payment.
Payment Via NEFT/IMPS
HDFC Bank cardholders can make payments online through the NEFT/RTGS/IMPS methods. However, you must know that there is a processing fee while making the payment through the NEFT/RTGS. Here are the steps to pay your credit card bill through RTGS/EFT/IMPS online using HDFC Bank mobile banking app.
Step 1: To get started, log in to your net banking portal and mobile banking app
Step 2: Select your payment option from NEFT/IMPS/Fund transfer
Step 3: Type in your credit card credentials and pay your bill.
The customer need to register for the NEFT/IMPS to make bill payment and add your beneficiary details
Bank — HDFC Bank
IFSC Code — HDFC0000128
Provide your 16-digit HDFC Bank credit card number
Payment Via Standing Instructions
The outstanding amount will be taken from your bank account and credited to your credit card every month via HDFC Bank autopay service if you provide the bank a standing instruction. Your credit card is automatically debited with the minimum due amount or the total due amount, depending on the customer’s instructions to the bank.
To use this service, HDFC customers must complete an Auto-Debit Authorization Form. You need to mail the duly signed authorization form to the address given below.
The Manager,
HDFC Bank Cards Division,
P O Box 8654, Thiruvanmiyur,
P.O, Chennai 600 041.
Payment Via Visa Money Transfer
You can also make payment using the Visa Money transfer of your HDFC bank credit card. Using the Visa Money Transfer, you can pay the bill of the Visa variant of HDFC bank credit card. Following the mentioned steps you can outstanding bill payments using Visa Money Transfer.
Step 1: Sign in to your HDFC net banking account using your login credentials.
Step 2: From the ‘Fund Transfer’ option, choose ‘Transact.’
Step 3: Select ‘Visa CardPay’ from the ‘Transact’ drop-down menu.
Step 4: Fill in the relevant information and proceed.
Payment Via Billdesk
HDFC Bank cardholders can use the Billdesk service to make payments using Netbanking. In order to use the net banking service, HDFC cardholders must first register for the service. Follow the given below steps to make a payment using billdesk:
Step 1: Click here to access the HDFC Bank Bill Desk interface.
Step 2: Enter the payment amount and your HDFC Bank credit card number.
Step 3: Choose your bank and then click the ‘Pay’ button.
Step 4: Verify your credentials and confirm the payment.
Step 5: Upon successful completion of the transaction, you will be given a reference number.
Payment Via UPI Payment
Users with an HDFC Bank account can also pay their bills online by linking their credit card account to the UPI (Unified Payment Interface). To use this service, the consumer must first create a UPI ID. You can utilize this service by following the easy steps outlined below.
Step 1: Enter your username and password into the HDFC Bank mobile app.
Step 2: Select your UPI Id from the Account option.
Step 3: Fill in the amount and press the Pay button.
Bottom Line:
It is essentially important to make your outstanding HDFC Bank credit card bill payments on time to avoid any adverse effect on your credit score. And one should also make timely payments to avoid any kind of additional charges levied on the respective bill amount. HDFC Bank cardholders may benefit from these methods to make their credit card bill payment online. The best method that you can choose to opt for is the Auto-debit services. Your credit card bill will be cleared on time every month without you having to worry about remembering the due dates. Moreover, HDFC Bank offers plenty of channels to clear the outstanding of your credit card and you have the freedom to choose the mode of payment as per your convenience.
Additional reading – When Should You Get An Additional Credit Card?
